Welcome to Drave Fintech Solutions! These Terms and Conditions ("Terms") govern your use of the Drave Fintech Solutions application ("App") for bill payments and loan lending services. By accessing or using the App, you agree to these Terms. If you do not agree, you may not use the App.

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1. Definitions

1.1 "Drave Fintech Solutions" the provider of the App and services.

1.2 "User" refers to any individual who accesses or uses the App.

1.3 "Services" include bill payment, loan application, loan disbursal, and any other features provided through the App.

2. Eligibility

2.1 You must be at least 18 years old and capable of entering into legally binding agreements.

2.2 You must provide accurate, complete, and up-to-date information during registration.

3. Services Provided

3.1 Bill Payments:

You can use the App to pay utility bills, recharge services, or other supported transactions.

Payments are subject to confirmation from the respective service provider.

3.2 Loan Lending:

Loans are subject to approval based on your creditworthiness and other eligibility criteria.

Loan terms, including interest rates, repayment schedules, and fees, will be disclosed in the loan agreement.

4. User Responsibilities

4.1 You agree to use the App for lawful purposes and not engage in fraudulent activities.

4.2 You are responsible for maintaining the confidentiality of your account credentials.

4.3 You must ensure that sufficient funds are available in your payment account for transactions.

5. Fees and Charges

5.1 Service fees may apply for bill payments and loan processing. Details will be disclosed before transaction confirmation.

5.2 Late payment fees may apply if loan repayments are delayed.

6. Privacy and Data Security

6.1 Drave Fintech Solutions is committed to protecting your personal information. Please refer to our [Privacy Policy] for details.

6.2 You consent to the collection, storage, and use of your data as described in the Privacy Policy.

7. Disclaimers and Limitations of Liability

7.1 The App and Services are provided "as-is" without warranties of any kind.

7.2 Drave Fintech Solutions is not responsible for errors, delays, or interruptions caused by third-party service providers.

7.3 Drave Fintech Solutions will not be liable for any direct, indirect, or incidental damages arising from your use of the App.

8. Termination

8.1 We reserve the right to suspend or terminate your access to the App at our discretion, without prior notice, for violations of these Terms or any applicable law.

9. Governing Law

9.1 These Terms are governed by the laws of [Insert Jurisdiction]. Any disputes will be subject to the exclusive jurisdiction of the courts of [Insert Jurisdiction].

10. Amendments

10.1 Drave Fintech Solutions reserves the right to update or modify these Terms at any time. Changes will be effective upon posting on the App.

11. Contact Us

For questions or concerns about these Terms, contact us at:

Email: support@dravefintech.in

Phone: