1. General Information
Drave Fintech Solutions ("the App") is a platform designed to facilitate bill payments and loan lending. While we strive to ensure the accuracy and reliability of the services provided, we make no warranties, express or implied, regarding the completeness, accuracy, or reliability of the information and services offered.
2. No Financial Advice
The App does not provide financial, investment, or legal advice. All decisions related to the use of financial services on the App are made solely at the user's discretion. Users are encouraged to seek professional advice before making any financial commitments.
3. Loan Terms and Conditions
Loan approvals, amounts, interest rates, repayment terms, and other conditions are subject to the terms and policies of the financial institution providing the loan. Drave Fintech Solutions does not guarantee loan approval and is not liable for any disputes between users and lenders.
4. Payment Services
The App provides bill payment services in partnership with third-party service providers. Drave Fintech Solutions is not responsible for service interruptions, delays, or errors caused by these providers. Users are advised to verify payment details carefully before completing transactions.
5. User Responsibility
Users are solely responsible for providing accurate information and ensuring timely payments. Any penalties, interest, or additional charges arising from missed or delayed payments are the sole responsibility of the user.
6. Limitation of Liability
Drave Fintech Solutions, its affiliates, directors, employees, and partners shall not be held liable for any direct, indirect, incidental, or consequential damages resulting from the use of the App, including but not limited to financial loss, unauthorized access, or technical issues.
7. Data Protection
Drave Fintech Solutions complies with applicable data protection laws. However, users are responsible for maintaining the confidentiality of their account details and for all activities conducted under their account.
8. Changes to Services
We reserve the right to modify, suspend, or discontinue any part of the App or its services without prior notice.
9. Governing Law
The App and its services are governed by the laws of [jurisdiction], and any disputes shall be subject to the exclusive jurisdiction of the courts of [jurisdiction].
10. Updates to Disclaimer
Drave Fintech Solutions reserves the right to update this disclaimer at any time. Users are encouraged to review this page periodically to stay informed about the terms of use.